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Affordable Housing

Gateway Plan and General Plan Updates – Newsletter – May 27, 2024

THIS NEWSLATTER WAS SENT OUT ON MONDAY, MAY 27, 2024. The two scheduled public hearings with the Arcata City Council take place on Wednesdays -- May 29 and June 5, 2024. If needed, the public hearing meetings will be continued. The City Council will consider, take public comment on, discuss, and perhaps vote to adopt the Gateway Area Plan, the Gateway Zoning Code, the Arcata General Plan 2045, and the Final Environmental Report.

Gateway needs good architects !

Creating affordable housing without government subsidies is not easy. Creating affordable home-ownership is even more difficult. "Missing Middle" housing is what's been declared as sorely absent and hugely desired, all over the country. Kaplan Thompson Architects is in Portland, Maine. They've figure out how to make net-positive energy use affordable rentals, and, very importantly, buildings with home-ownership. Their designs for very-low income and transitional housing are energy-efficient and high-quality.

What is considered very-low, low, or moderate income in Arcata?

This article looks the State of California dollar figures for what is meant by "very low income" and "low income" and "moderate income" and "above moderate income" here in in Arcata and Humboldt County. These are the 2023 figures are from the State of California Department of Housing and Community Development (HCD).

71-year-old Californian explains why she won’t sell her home and downsize

Will Arcata Seniors move out of their homes? How this relates to the Gateway Plan in Arcata. Baby Boomer-age Arcatans may want to downsize -- but they'd want to buy a condominium, not move to a rental. And they'd want storage space, a spare bedroom, and private outdoor space. -- Reading time: 5 minutes.

“It’s Halftime in America” – Super Bowl commercial, 2012

The 2-minute Super Bowl commercial from 2012. ---- "It's halftime in America, too. People are out of work and they're hurting. And they're all wondering what they're going to do to make a comeback. And we're all scared, because this isn't a game."

A dimension beyond that known to Arcata — The Gateway Zone

"You're traveling through another dimension, a dimension not only of sight and sound but of mind. A journey into a wondrous land of imagination. It is the middle ground between light and shadow, between science and superstition. You've just crossed over into... The Twilight Zone." Or crossed over to -- The Gateway Zone.

Lessons from a Modern Master of Low-Rise Housing

Good design is the make-or-break element on whether dense housing is livable and uplifting or whether it feels packed and depressing. Affordable housing should not be burdened with poor design. And just because we are in need of housing here in Arcata does not mean that we should accept poor designs and general unawareness of the human needs for enjoyable living spaces. Reading time: 9 minutes.

The Orange Juice Test — and the absence of Home Ownership in Gateway

Reading time 2 minutes -- "The Orange Juice Test" is a way of determining which people are capable of solving a difficult problem, and which people are not. Home ownership in the Gateway and truly affordable housing are large problems. Difficult and demanding, but not impossible. "The Orange Juice Test" helps to determine if a specific person is capable of giving us an honest and practical solution.

The California Inclusionary Housing Programs searchable database

Do you want to look up what the Inclusionary Housing requirements are in, say, Healdsburg, Santa Rosa, Petaluma, Berkeley, Santa Cruz, West Hollywood, or Goleta? Here's where you can find that data, for both renting and owning. The results can be viewed on-line or printed out. The California Inclusionary Housing Programs searchable database.

A clash over housing pits UC Berkeley against its neighbors

"Additional students will put more pressure on the local housing market and increase rents for everybody, hitting low-income students and low-income nonstudent families the hardest."  An interview with Phil Bokovoy, leader of the group "Save Berkeley's Neighborhoods."

Arcata’s Housing Element calls for 20% affordable housing for the Gateway Plan. What happened?

Arcata's Housing Element specifies that 20% of the new apartments in the Gateway area be affordable at 80% mean income level. The current draft plan is satisfied with just 6%. Have we given up on seeing affordable housing in the Gateway area? Is the City of Arcata abandoning the requirements of the Housing Element? Reading time 4 minutes.

The September 25, 2023, Gateway Open House meeting – Synopsis and photos

Reading time: 6-8 minutes or longer -- Last night's Gateway Open House meeting was a minor success. Despite being held with just 2-1/2 weeks' notice and on a date that ignored a major religious holiday -- and on a weekday late-afternoon, meaning that it was largely inaccessible to community members with regular jobs and people with a child or children -- there was a good turnout. Over the 4 PM to 6 PM time of the two-hour drop-in meeting, an estimated 60 people attended.

New Commissioner Matt Simmons proposes huge changes to established neighborhoods

Planning Commissioner Matt Simmons proposed a change in the zoning of established Arcata neighborhoods, from Residential Low Density to Residential High Density. What is behind his rationale? Would such zoning change help people find housing?

Garden Village in Berkeley: Pre-Fab modular housing that could be used for Arcata

Reading time: 10 minutes, or skim through the photos for an overview. -- Modular housing could be an answer to affordable housing in Arcata. Modules can be assembled into apartment buildings 40% more quickly and 20% cheaper than traditional construction. This article centers on the Garden Village Apartments in Berkeley CA.

Survey says Home Ownership is what’s desired — in a big way

The August 16, 2022, survey shows "Home Ownership" of supreme importance to the 50-or-so participants during the two minutes of voting. What's the possibility of actual, enforceable Home Ownership Opportunities to be written into the Gateway Plan? Very likely to be Zero.

Rentals Percentage in Arcata: “Do the math”

Original article May 2022, updated October 2023. Arcata's Gateway plan could add 3,500 apartments to our town, as Cal Poly Humboldt expands. Unless more than 60% of all new apartments are owner-occupied condos, Arcatans will have a small chance of owning their homes.

The Housing Market Needs More Condos. Why Are So Few Being Built?

The Gateway Area Plan's stated intent is to have "home- ownership opportunities" -- that is, condominiums -- in the Gateway Area. The share of condo units built for sale in 2021 was less than 5.4 percent, nationally. The rest were rental units. The shortage of condos adds to the lack of affordability in the homebuying market.

How much Gateway housing, really? 3,500 … 500 … or none?

Are you looking for clarity about how much housing and what kinds of housing might come out of the Gateway Area Plan? Will it be 500 apartments built over a 20 years period? After all this work of developing the Gateway Plan, it is quite possible that very little Gateway housing will be built over the next five or ten years.

To the Council/Commission: A high-density building, the State Density Bonus Housing Law, and reducing regulatory costs

Three new articles: A high-density building, the State Density Bonus Housing Law, and reducing regulatory costs. The State Density Bonus Housing Law and how it affects us here in Arcata is the single most important issue facing the Planning Commission with regard to the success of the Gateway Plan.

“Gateway Housing” Open House meeting: September 25th, 4 to 6 p.m.

The City of Arcata is holding an open house on “Gateway Housing” at the D Street Neighborhood Center, on the university side of 101 at 13th & D.  This will be on Monday afternoon, September 25th, from 4 to 6 p.m. If you are not able to attend that meeting , you can enter your comments here on Arcata1.com.

The cost of Regulations when constructing new housing: How much, and how can it be reduced?

Basic reading time: 10 minutes -- The Gateway Plan and recent & upcoming State laws all will tremendously help with the regulatory costs of building new housing. Here in Arcata, the Gateway Area Plan is specifically designed to lower the regulatory and development costs of new construction. Includes a Terner Center report on state legislation and the real costs of housing.

US Congress Research reports: Housing Trends & Policy Considerations

Reading time: 5 minutes to an hour -- At their September 12, 2023, Planning Commission Yodowitz introduced a Congressional Research Report on housing. This article contains that 16-page report , excerpts, and commentary. Plus 3 shorter reports (3, 4, 5 pages) and links to the full 50-page report to Congress.

US Congress Research reports: Housing Issues report – July 14, 2023

Read time: Charts 2 minutes. Full report 60 minutes -- The report to Congress from June 2023 on housing. Includes 4 easy-to-view charts:  Median rent prices, Median sale prices, Mortgage rates, Consumer price index for Shelter expenses.

Inclusionary Zoning, objective design standards approved in Santa Cruz

Read time: 7 minutes. Skim: 2 minutes. -- We can look at how Santa Cruz has dealt with some of the same issues we face here in Arcata. Santa Cruz already had an existing 20% inclusionary requirement. New proposal: Projects with a 25% inclusionary requirement get a 30% density bonus. Projects with a 30% inclusionary requirement get a 50% density bonus. Other issues: Public hearings for new larger construction.

Pre-Meeting Ideas from our City Councilmembers: City Council – Joint Study Session – August 22, 2023

As a preview to the August 22, 2023, joint City Council / Planning Commission study session, the City Council says a big NO*NO*NO to the L Street Couplet, and a Yes to the Woonerf and full-width Linear Park. PLUS - thoughts on Inclusionary Zoning and BUILDING HEIGHTS in the Gateway area.

After telling the Council we’ll see Inclusionary Zoning, what Loya has provided is worthless

David Loya spoke: "There is the full intent to have an inclusionary zoning requirement in the Gateway Area Plan." -- "... in the Mission Statement is to create mixed-use, mixed-income projects. And so the way that we intend to do that is through Inclusionary Zoning." ** Unfortunately, the "inclusionary zoning" that is there is worthless.

Missing Middle Housing: A proven strategy for Affordability and Walkable Neighborhoods

Video from CivicWell. 1 hour 26 minutes. Also incudes the audio file -- Download and listen as a Podcast.

What are the definitions of “Affordable Housing” ?

What is Affordable Housing? At the Planning Commission study session on February 11, 2023, David Loya said “We're going to have an agenda item on affordable housing.” What does the City mean by "Affordable Housing"? One of a series of articles on the Affordable Housing question.

State Density Bonus Laws / Inclusionary Zoning / Community Benefits — David Loya presentation

“And our design standards and Community Benefits programs are unlikely to be implemented due to waivers and concessions.” --- Arcata's Director of Community Development David Loya has provided this video presentation of the various affordable housing programs. 15-1/2 minutes, July 28, 2023. VIDEO and full TRANSCRIPTION.

The Gateway Community Benefits program — Details of the “points” proposal

The Gateway Community Benefits Program is simple in concept. In order to construct a building higher than three stories -- and have it go through the streamlined "ministerial review" process -- a developer has to provide something for the community.  But the existing State Density Bonus laws may entirely subvert our Community Benefits program and render it meaningless.

Complete Nonsense: David Loya’s May 23 Staff Report on Ownership Opportunities

Providing housing for people is the key purpose of the Gateway Area Plan. "Home ownership opportunities” is defined as owner-occupied housing that’s affordable to people of all income ranges, including middle-income and even lower-income households. *** David Loya told the Planning Commission how these home ownership opportunities could happen. In my view, what he describes as being feasible is nonsense.

Affordable Housing: Thinking ‘Outside the Box’

Providing housing for working-class people does not involve rocket science. Major technological breakthroughs aren't required to create low-income housing. It is a matter of national will.

Draft Gateway Form-Based Code yields very little Inclusionary Zoning homes

The long-awaited initial draft of the Form-Based Code finally arrived. As promised, it does contain requirements for Inclusionary Zoning in the Gateway Area. *** Unfortunately the Inclusionary Zoning requirements are ridiculously low. To even call this "inclusionary zoning" is a stretch. This would be laughable except that this is a such serious matter -- and so important for the people of Arcata and for the future of Arcata.

Gateway Plan needs inclusionary affordable housing requirements, says Rebecca Buckley-Stein

Rebecca Buckley-Stein spoke to the City Council on March 1, 2023, about the need to have inclusionary affordable housing as part of the Gateway Plan. What is Inclusionary Zoning? Your questions answered, plus additional resource links.

Condensed version of Complete Nonsense: David Loya’s May 23 Staff Report on Ownership Opportunities

Providing housing for people is the key purpose of the Gateway Area Plan. "Home ownership opportunities” is defined as owner-occupied housing that’s affordable to people of all income ranges, including middle-income and even lower-income households. *** David Loya told the Planning Commission how these home ownership opportunities could happen. In my view, what he describes as being feasible is nonsense.

David Loya on Affordable Housing – May 9, 2023 staff report to the Planning Commission

Affordable Housing, Home Ownership, and Gentrification were featured topics for discussion at the May 9, 2023, Planning Commission meeting.  But there was no discussion of affordable housing or home-ownership opportunities at that Planning Commission meeting.  No discussion at all -- just a staff report on this crucial topics. **** This is that staff report -- with COMMENTARY.

The draft Form-Based Code: First Impressions

A letter to Arcata's City Councilmembers and Planning Commissioners: This draft Form-Based Code has about 40% of the information and code that is needed for a good Form-Based Code. It fails to provide for the intents and interests and purposes of the Gateway Plan. It does not fulfil our needs.

The Gateway Area Plan at 18 months: The Promises Still Seem Unlikely

Now at eighteen months from the introduction of the Draft Gateway Area Plan, the wonderful world that was promised by the plan seems ever more unlikely. I refer to that wonderful world of “thousands of housing units that are environmentally sustainable and affordable to people in all income ranges” and “a broad range of housing densities and types, including rental and owner‐occupied options” that is promised on the opening page of the Draft Plan and continued in that theme throughout the document. *** Let’s look at what’s been ignored over these past eighteen months.

More Loya Nonsense: High Density Apartments will cause vacancies in Houses

Arcata's Community Development Director David Loya explains his version of how single-family houses will become available for sale. As more apartments are built, people will want to live in apartments and rental houses will become vacant, and the owners will sell. Could this be true?

David Loya on Home Ownership – May 9, 2023

As David Loya puts it: The Gateway Area Plan has three primary means for increasing ownership opportunities. First, as the unit count in the area increases to meet the housing needs of the rental sector, new units with comparable rents to bedrooms in single-family homes that are older will attract the current market sector renting single-family homes. The single-family housing stock currently in the student housing market will become less attractive as an investment asset, and those homes will open to the for-sale market.

The New Yorker: Apartments for Rent

The cover of the May 29, 2023 issue of The New Yorker magazine. "Open House" by Marcellus Hall. No explanation needed.

Does Building Luxury Condos Create More Affordable Housing?

This article is a re-print of the article of the same name in the July 25/August 1, 2022, issue of The Nation. It is...

Planning Commissioner Matt Simmons calls Arcata neighborhoods “segregated”

Why did new Planning Commissioner use the word "segregated" when describing existing Arcata neighborhoods? Was his purpose to inflame the discussion? To add confusion to the conversation? -- Unless what Matt Simmons means is racial segregation, there is no valid use of this word -- other than to create controversy.

Three things California must do to address Affordable Housing

Changing the RHNA allocation and Tax Credits could do more to help build Affordable Housing. An article from The Marin Post.

Will we see 7-story buildings in the Gateway Area ?

Three local experts are telling us that tall buildings can not feasibly be built in the Gateway Plan: the Arcata Fire District, Danco president Chris Dart, and renown sea level rise specialist Aldaron Laird. Has the time finally arrived that we might want to listen to people with knowledge and experience?

The $300,000 starter home is going extinct

The figure of $300,000 is shown as a house that is "attainable" for a couple or small family, based on earnings and ability to pay the mortgage and expenses. And a house at $300,000 or below just is not available anymore. --- The answer? Smaller units. Higher densities -- apartment buildings, that is. And if there cannot be condominiums (see: The Housing Market Needs More Condos. Why Are So Few Being Built?), then this equates to renting and not owning. Ownership opportunities have become a part of the past.

Former Arcata Mayor Susan Ornelas says: Let’s create opportunities for Home Ownership

Susan Ornelas served on Arcata's City Council for eleven consecutive years, from 2008 through March, 2020. She was Mayor of Arcata in 2011 and 2017. Among Susan's concerns for the future of Arcata's citizens is the difficulty for younger people to buy a home. "We know when people own a home in a town, they are more likely to volunteer for City boards, school boards, PTAs, as sports coaches for their kids, etc. Home ownership helps to create the kind of town we all want to live in!"

Density Bonus Laws explained — David Loya to the Planning Commission

Community Development Director David Loya provided a concise explanation of California's myriad Density Bonus housing laws in the March 2023 Planning Commission staff reports. It is included it here so it can be referred to at any time.

Windowless bedrooms? Sunlight is considered a luxury benefit

In recent years, windowless bedrooms have become somewhat normalized on college campuses. Students at the University of Texas, Austin and the University of Michigan are currently renting dorm bedrooms without windows. Sunlight in your bedroom could become a luxury as cities debate allowing landlords to rent windowless rooms in former office buildings to alleviate the housing crisis.

OLLI Presentation: The Affordable Housing Challenge – December 12, 2022

Danco president Chris Dart and Rural Communities Housing Development director Beth Matsumoto discuss the challenges of creating affordable housing. Chris Dart specifically discusses how buildings over 4 stories are not feasible, and that market-rate non-subsidized housing is a financial impossibility. Hosted by Jane Woodward as an OLLI "Brown Bag Lunch" Zoom presentation. With video and full transcription.

Berkeley modular “village” housing with rooftop garden

Garden Village is a 77-unit student-orientated apartment building located in Berkeley, California completed in August of 2016. Designed to echo the massing and rhythm of the community, the innovative design departs from the standard single-volume building. Instead, 18 distinct building volumes are spread out in a garden and linked by exterior walkways in a design that seamlessly integrates into the surrounding fabric of the community.

Housing at reasonable rents in the Gateway proposal will not happen unless you demand it

If the Gateway Plan is not going to provide truly affordable housing for the people who need it, then what’s the point? --- If working people can’t buy a home and they can’t afford the rent, then we need to think this through more.

Pre-Fab Modular Housing – a dozen articles and more

Modular housing could be an answer to state housing crisis. A collection of articles from other sources, and lots of photos. Modules can be assembled into apartment buildings 40% more quickly and 20% cheaper than traditional construction. ------- From factories in Vallejo, Sacramento, Klamath Falls OR, Idaho, Canada, and China.

Appeal of the Westwood Garden Apartments – January 4, 2023

At the City Council meeting on January 4th, 2023, the Council took up the matter of an appeal of the Planning Commission's approval of the 102-unit Westwood Garden Apartment project. The video shows the portion of the City Council meeting concerning the appeal.

Humboldt Association of Realtors: Let’s see some ownership opportunities

Letter from the Humboldt Association of Realtors requesting at least a 10% requirement of owner-occupied units to the Arcata Gateway Plan. 

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